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Who Must I Notify When I Change My Address?

Moving to a new home is an exciting time and often signals a new adventure, job, or city. Sure, moving requires a fair amount of work, but if you organise well from the beginning, it's much more comfortable. Having to contact everyone to change your address is a bit tiresome, though.

You might even wonder if it's indispensable, especially if you get your statements and other business through email. We're sorry to tell you this, but it's better to keep everyone up to date, although you can take your time in some cases.

In this post, we'll discuss when not notifying your contacts of a change of address gets you in trouble.


With Government Agencies

You are obliged by law to update your address at the department of motor vehicles. Other agencies, like the IRS and the Social Security Administration, also require updates.

It's best to keep your details up to date with these agencies because you don't want documentation to go astray or to miss out on getting something you need.


The Company That Ensures Your Vehicle and Home

Insurance companies are notorious for looking for reasons not to pay out when you claim. It's natural, and they make more money when they don't pay, after all. Not updating your address could give them the perfect excuse not to reimburse you if you move into a less secure area.

Let's say you have to start parking your car out on the street, for example. That's a considerable difference from parking it in a locked garage and something that you'll need to notify the company of.

Another problematic area is a house that doesn't have an alarm. We could go on all day, but you get the picture.



Your Bank and Investment Accounts

Banking and investing is another matter of security. But changing your address can also help when it comes to credit applications. Say the finance company wants to check your bank statements. The company might ask why your statement address and current address don't match.

You could explain an old address if it's just been a few weeks. It becomes harder to understand if it's been years. If your application is iffy, say you have poor credit, this could result in a "No."

Changing your address needn't be a hassle. In the past, you needed to go to various offices or mail a change of address. Most companies will allow you to update through their call centre, or through self-service options online now, so there's no excuse.

If you want a more straightforward way to sort this all out, you can complete the USPS change of address form PDF. You then have to choose the right package for your situation and pay a fee, but they can do a lot of the legwork for you.

In instances where the USPS is not allowed to submit your change of address, they'll tell you exactly what you need to do.

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