Are you considering a breast lift but worried about the cost? One question that often arises is, "Does insurance cover breast lift?"

For many, this can be the deciding factor in whether to proceed with the procedure. In this comprehensive guide, we will delve into the details, elucidating the scenarios under which insurance may cover a breast lift.

If you're contemplating this surgery, you'll find this information invaluable. Let's demystify the insurance landscape together.

Medical Necessity

An insurance company is more likely to pay for a breast lift if the doctor says it is medically necessary. Most of the time, a breast lift is medically necessary to fix health problems or problems with how the breasts work.

One example is a woman who has back, neck, or shoulder pain all the time because her breasts are too heavy; a breast lift may be medically necessary to help her feel better. A claim for medical necessity may be supported by a history of health issues connected to breast size or breast ptosis.


It's essential to have detailed paperwork from a medical professional to make a case for medical necessity. Your surgeon and primary care doctor may need to show proof that you are physically uncomfortable or have health problems that require a breast lift. The insurance company will be given this paperwork to look over.


It's essential to check with your insurance company before getting a breast lift to see if they will cover the procedure. Before the surgery can happen, they may need to obtain permission or authorization first. Your claim could be turned down if you wait to get approval.

Coverage Criteria

Insurance companies have specific criteria that must be met for coverage of a breast lift. These criteria can vary, so it's essential to understand your insurance plan's guidelines.

In some cases, they may require a certain amount of breast tissue to be removed, or they may specify a minimum amount of breast sagging. Be prepared to meet these criteria if you are seeking insurance coverage.

Combining Procedures

Breast lift surgery is sometimes done along with other procedures, like reducing the size of the breasts or reconstructing the breasts after a mastectomy. When this happens, the insurance company might pay for the whole surgery plan if the breast lift is medically necessary.

Cosmetic Component

If the main reason you want a breast lift is for looks, your insurance probably won't cover it. Most of the time, people who want to change the shape and look of their breasts for cosmetic reasons will have to pay for the surgery themselves.

Breast lifts are not the same as breast augmentation procedures, which use implants or fat transfer to make the breasts bigger. You can learn more about the differences between the two procedures by reading articles like breast augmentation by Dr. Espinoza.

Now You Know the Answer to the Question "Does Insurance Cover Breast Lift?"

It is essential to research and understand your insurance coverage before undergoing any medical procedures, such as a breast lift. Each insurance plan and case is different, so it's best to consult your provider and gather all necessary information beforehand.

Don't hesitate to ask questions and advocate for yourself. Know your rights and coverage, and make informed decisions. Schedule a consultation with your insurance provider and take charge of your health today.

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