If you carry a firearm for self-defence and find it up in court, the enormous legal costs you could incur could be covered by insurance for concealed carry policy or membership. Insurance is an excellent idea because the costs associated with these kinds of mishaps can be high and frightening.
Depending on the outcome, the costs associated with using force in self-defence may include legal representation, bonds, expert witnesses, investigators, trial exhibits, and more. These expenses mount up and may be too much for the typical person to handle independently.
Even if you acted in self-defence and did not plan to commit a crime, you might still be arrested and charged while using your firearm. This kind of thing occurs more frequently than one might think in cases of self-defence, and it only highlights the importance of CCW insurance.
So, what exactly does CCW (concealed carry) insurance protect you against?
This depends on the firm you choose to go with. CCW Safe, USCCA, Second Call Defense, NRA Carry Guard, and US Law Shield are the five most prominent providers of concealed carry insurance.
It is impossible to compare these five businesses relatively because of how quickly they evolve. Given that the vast majority of these businesses are insurance providers, where you live has a substantial impact on whether or not you are covered.
The most excellent option is CCW Safe. Why? CCW Safe is not an insurance replacement. Membership in the legal service is organized like a police union. It's a huge plus that you won't have to worry about complying with insurance regulations that differ by state.
By agreeing to the Terms of Service when signing up with CCW Safe, you will be insured even if you decide to cancel your membership and are therefore exempt from complying with the laws of your state regarding insurance firms.
Top 5 Causes to Invest in CCW Insurance
1. In case of criminal charges, it provides a solid defence.
CCW Safe is one of the only firms in its field to successfully defend a member through a full-scale murder trial following a self-defence incident. The member could walk away from the prosecution with liability protection because of the work of the CCW legal protection team, which successfully argued for a not-guilty decision with no lower charges.
This is just one scenario where CCW Safe is useful.
2. The Major Costs are Included
It's no secret that legal and other professional services may rack up astronomical bills. With concealed carry insurance, you won't have to worry about paying for many of your costs out of pocket. This consists of unlimited funds for criminal defence, unlimited funds for civil defence, up to $1 million in civil damage coverage, unlimited funds for investigator's fees and expenses, and unlimited funds for appealing convictions and expunging criminal records.
3. You Get to Pick Your Lawyer.
Picking the appropriate lawyer is crucial to getting the right concealed carry insurance. Most CCW insurance companies let you choose your lawyer and will often do the necessary background checks at no extra cost. This way, you can consult with a lawyer who is well-versed in the specifics of local legislation and can advise you on how to proceed efficiently within those constraints. It's in your best interest to hire a lawyer from your state rather than one from another.
4. CCW’s Critical Response Team Will Come To You
Having a team on the ground is crucial after a defensive incident, and CCW's Critical Response Team will come to you rather than you having to travel to them. The vital defence crew from CCW Safe is one of the few that comes immediately to your location. CCW Safe employs former primary law enforcement personnel who are familiar with the procedure and can help you through it if you are ever charged with a crime.
5. Money is given without any delay.
This is the most crucial piece of the puzzle for people who are confronted with financially crippling legal bills. A self-defence shot will almost certainly result in an individual's arrest and interrogation. Obtaining the services of a bail bondsman is essential if you are arrested and unable to post bail on your own. Typically, the cost will be 10% of your bond. For example, if your bond is $100,000, you'll need to come up with $10,000 before leaving jail. However, legal representation costs begin once you hire an attorney and initiate the judicial procedure. It's not uncommon for a murder attorney to ask for $250,000 or more upfront before agreeing to represent you.
In conclusion, concealed carry insurance is crucial, especially for individuals with firearms for self-defence. This will come in handy in a situation where there are criminal charges.
