In 2020, Chicago, and Illinois, witnessed around 106,000 accidents at the workplace. Most of them were not fatal. However, suppose workers receive injuries at the workplace. In that case, they have the right to receive workers' compensation for mental and physical injuries after filing a claim with the Illinois Workers Compensation Commission.

Since this is an area of law that is well-known but confusing to most people, it's vital to hire the best work comp lawyer in Chicago. They will ensure you get the benefits you deserve and represent you legally if there are complications or the insurance company denies your claim for no valid reason. Here are some ways they will help you and other things about this topic you should know.

What is the purpose of workers' compensation?

The one thing you should know about workplace compensation is that it's all about receiving sufficient financial compensation that enables you to get medical care, thereby allowing you to return to work (if you fully recover from your injuries). However, if a worker dies because of the injuries, their family members will receive the death benefits, including average weekly wages and burial expenses.

Types of workers' compensation benefits

If you receive an injury at the workplace and are unable to work, you may be eligible for various workers' compensation benefits. These benefits include medical benefits (including medical treatment and rehabilitation), temporary disability benefits, death benefits, permanent impairment benefits, and vocational rehabilitation.

According to the Illinois Compensation Commission, which applies to all its cities, including Chicago, all employers must provide compensation insurance to their workers. These benefits have a limited time, extending from a few weeks to months.

Why do insurance companies complicate claims?

Insurance companies are motivated to reduce payouts. They are usually reluctant to pay out any money, making things as difficult as possible for you. They will try to make you think you don't have a case. You need an attorney with experience in compensation cases who will fight for your rights and help get you a fair settlement.

However, one advantage that works in your favour if you are a worker in Chicago, Illinois, is that it's a fault-free state, and you are entitled to receive compensation regardless of whose fault caused the accident.

Reasons to hire a work comp lawyer

An experienced lawyer can help protect your rights and ensure that everything is correctly done so that you get the maximum amount of money available to compensate for your injuries or illnesses.

You should also remember that you have limited time to file a claim. If you don't act quickly enough, compensation may be too late. In Chicago and Illinois, the statute of limitations for filing a claim is three years from the date of the accident and two years from the last compensation date.

The injured worker must also cooperate with their employer, allowing a fair and impartial investigation. Provide this information to avoid a denial of benefits or lower payouts than expected.

If you've been injured at work and are trying to figure out what to do, consider hiring the best workers comp lawyer in Chicago. The process can be confusing, and it's best to have someone on your side who can help you navigate the laws and regulations surrounding this issue.