A long-term disability can be a devastating event. Fellows may face financial ruin if they've been physically or mentally challenged and cannot work. The good news is that they may be entitled to long-term disability benefits. But the process of applying for these benefits can be complex and confusing. That's why it's essential to have an experienced long-term disability lawyer on the side. For instance, several reputed law firms like Share Lawyers Mississauga have a team of experienced lawyers who can help victims navigate the process and get the deserved benefits.

A disability affects 12.4% of the overall Canadian population. According to national data, 40.5 percent of persons aged 65 and over have an impairment, while 9.9 percent of those aged 15 to 64 have a disability. In Mississauga, the number of people with a disability is 20%.

There are many types of disabilities, from physical to mental impairments. The most common disability in Mississauga is arthritis, back problems, and cancer. Other common disabilities include heart disease, diabetes, and respiratory diseases.

When facing the complexities of long-term disability cases, securing the right legal support is crucial. For skilled attorneys who specialize in navigating these challenging situations, look at these guys for professional assistance and guidance.

Some result from an accident, while others are degenerative conditions that develop over time. Regardless of the cause, it can significantly impact one’s life.

The Real Benefits of Appointing Such a Lawyer

While the obvious benefit of hiring a lawyer in Mississauga is having someone to represent the victim who is knowledgeable about the law, there are other benefits.

1. Familiarity with the Process:

An LTD lawyer will be familiar with filing a claim and appealing a denial. They can help one gather the necessary documentation and evidence to support one’s claim.

Filing such a claim can be a complex process. There are many different forms to fill out, and insurance companies often have a team of lawyers. Having experienced assistance can level the playing field and give the victim the best chance of getting the deserved benefits.

Appealing a denial can be even more complex. The insurance company will have their legal team and do everything possible to deny one’s claim. But a skilled LTD professional will know how to build a strong case and fight for their client’s rights.

2. Knowledge of the Law:

Canada's Law on long-term disability is constantly changing. A Mississauga lawyer specializing in LTD claims will be up-to-date on the latest changes and how they may impact one’s case.

For example, a recent change to the law now allows people with mental health conditions to qualify for LTD benefits. This is a notable victory for people with mental illness, but it's essential to have a lawyer who is familiar with the change and can help one take advantage of it.

3. Experience with Insurance Companies:

Insurance companies are constantly in the queue of making money, not paying out claims. They can do everything to deny your claim or minimize the amount they have to pay. Working with a reputed law firm like Share Lawyers in Mississauga, which has a team of experienced attorneys, will give you the best chance of getting the benefits you deserve.

On average, the cost of a long-term disability lawyer in Mississauga starts from $150/hour. Although this may appear to be a large amount of money, keep in mind that the lawyer will only receive compensation after winning your case. And if they win, you usually get a percentage of the total amount awarded.

So, while there is no guarantee that you will win your case, having a lawyer specializing in long-term disability claims will give you the best chance of getting the benefits you deserve. And if you do win, the lawyer's fee will be a small price to pay for the financial security and peace of mind you'd get.