In this guide, we're going to talk you through everything you need to know about RV warranties

Camping and RVing holidays have seen a +30% increase in popularity over the last year. Thanks to this surge in popularity, many more questionable warranty companies are popping up all over the place.

This has prompted us to put this article together. This piece will help you safely choose the perfect warranty for your RV parts or motorhome.

We'll discuss RV warranties, where to get one, and what to be aware of when purchasing one. The subject of RV warranties is a surprisingly prickly debate amongst vehicle lovers.

Everyone has a story to tell—be it a horror story or a rescue tale with a happy ending. Today, we're going to help you decide if getting a warranty is the right choice for you and your vehicle.
 

What is an RV Warranty?

RV Warranty


Most of us are familiar with warranties, as we can get them on almost anything. Your TV, microwave oven, and maybe even your toilet will have one.

RV warranties are slightly different. These warranties, also known as extended service contracts, are more like RV healthcare insurance than a warranty. Rather than receiving a replacement when it breaks, like you would a toaster, RV warranties help you pay for the repairs.

You can get these types of warranties on towable homes and motorized vehicles. They are typically bought at the same time as the RV is purchased. However, the rise of online RV warranty companies means you can now purchase one of these warranties anytime.

A good RV warranty covers all parts of your vehicle. When signing up, read your agreement carefully to ensure coverage for areas like your air conditioning, leveling system, and refrigerator.

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The world of RV warranties can be very complicated, and there are many warranty and insurance coverage levels. The good news is we've narrowed it down to the two most prevalent types of warranties.

Listed component RV warranty:

This is precisely what it sounds like. You are given a list of exactly what is covered by the warranty. If the part of your RV that fails is not on this list, then you will not be covered by your warranty.

Exclusionary RV warranty:

This is the opposite approach to the warranty above. Exclusionary RV warranties give you a list of the parts of the RV they do not cover. If the part of your RV that fails is not on this list, then your warranty will cover you. This is the most comprehensive type of coverage.

Important note:

RV warranties are not the same as an RV insurance policy. In fact, your warranties will be particular about not covering any collision-related problems. Your RV warranty is designed to cover any mechanical issues from use rather than outside influences or user error.

Your RV warranty does not cover furniture or aftermarket accessories. It also does not cover regular maintenance, such as oil changes or professional cabin cleaning.
 

Where can I get one?

You can purchase an RV warranty from two main sources: an RV dealership or an online RV warranty provider.

Is one better than the other? This is not a simple question…

When you purchase your RV from a dealership, it is highly likely that they will offer you an Extended Warranty. Dealerships often promote this as essential. Dealerships will often allow you to get surety on your RV. You must be in the process of purchasing an RV from the dealership to acquire their warranty.

However, many RV owners don't know that they can also choose their own warranty from the hundreds of online warranty providers. You can purchase a warranty from an online provider at any point. Most RVs under 14 years and/or 100,000 miles will be able to find a warranty simply.

We recommend getting a quote from both sources before you make a decision. There are so many factors that affect the cost of RV warranties that what you're offered will vary greatly. The likelihood of either the dealership or the online provider always having a better offer is low, so make sure to research as many of your options as you can.
 

What you should be aware of?

A good warranty provider will give you a copy of the full warranty and contract before they ask you to sign anything. You should take your time and read the small print. If the company is reluctant to show you the contract or outright refuses to show it to you, walk away.

We recommend creating a list of everything you want from your coverage. As you read the contract, you can cross off what it does and doesn't offer.

A few fantastic websites allow you to compare multiple warranty options at once. We recommend taking advantage of these systems, as they will enable you to find the best deal and coverage for your vehicle.
 

When should you purchase one?

If you have decided that an RV warranty is for you, you should purchase one as soon as possible.

Traditionally, an RV warranty is purchased at the same time as the RV and is most commonly purchased directly from the dealer.

The internet has changed this. Now, it is possible to purchase warranties from online providers. These warranties do not have to be purchased at the same time as the RV. They tend to be more personalized to your vehicle.

Looking at the dealer's warranty online is the easiest way to secure the best deal. Remember to do your research and get as many quotes as possible before committing to one contract.