There are a lot of methods that you can follow to check the balance of your bank account in India. If we compare the technology available in the Indian banking sector to other countries. Then you will find that we have come a long way when it comes to technological advancements. We have got many unique things that the other country banks don't offer to their customers.

You can easily find the internet banking feature in other countries. They call it Digital Banking and here in India we call it Internet Banking or Net Banking. Well, here it depends upon the bank with whom you have your bank account. To know what your bank calls it you can refer to the homepage of the official website of your bank. Today we are speaking about checking the balance that is remaining in your bank account.

And there are 2 main questions which this guide will answer for you today.

They are,

  1. Can you check the balance by giving a missed call
  2. And the other one is If the answer is Yes, then how?

Before we begin our hunt for the answers to these two questions I would like to tell you that in India you can follow 7 methods to check the balance that is there in your bank account.

Can you believe it?

Our Indian banks have developed 7 methods for their customers. This is done to meet the requirements of every kind of customer.

If the customer is young and knows the new technology then he or she can make use of features like internet banking, mobile banking, etc. And they can go to the ATM machine and check their balance.

But what if the customer is an elderly person who does not know how to use the new technology and can't go out to the home branch or ATM machine?

This is where the missed call features make the lead.

When the customer can not use the other modes to check the balance he or she just needs to give a missed call. And done. The SMS containing the balance will reach them shortly.

Can We Check the Balance by Giving a Missed Call?

The first question for which we are finding the answer is here.

And I think I have already answered this question by giving the example of the elderly person who can not move out.

But let me mention it again for you. Yes, you can check your remaining account balance by giving a missed call. And this service is termed as missed call banking in the Indian banking sector.

You should also know that this is an improved version of what we had earlier as "Telephone Banking."

Telephone banking worked on the basis of the IVR system. And also was used to perform basic tasks like blocking a lost card, checking the balance, etc.

For that, we have the customer care helpline number these days.

This means that the missed call number is not as same as the one which is used to contact the customer care of the bank.

Ok, But How to Check?

Now we know that anybody can check their balance by giving a missed call. But how to use it?

This service can be used by giving a missed call to a special phone number which is given by your bank. This special mobile number is assigned as the Missed Call Balance enquiry number.

Almost every bank in India has assigned a special number for this service. You can find your bank's Missed Call Balance Number on Bank With Us or on the official website of your bank.

If you don't know the address of the Official website of your bank. Then you can use this page on the website of Reserve Bank of India. They have listed all the banks along with the links to the official websites.

So to check your balance using this service the first thing you have to do is find te missed call balance number of your bank.

And the next thing you have to do is give a missed call to that number using your registered mobile number.

Your bank will not charge you anything for this service. And you will receive an SMS from the bank. Just read that SMS and you will find the balance that is remaining in your bank account.

All the private sector and public sector banks in India provide this service. So you don't need to worry much about the availability of this service in your bank.