Credit Card Bill

Mobile payment wallets are estimated to represent 34.8% of all sales by the year 2021, and the use of this payment mode is expected to grow at a rate of 80% per annum. Paytm, one of the foremost mobile wallets, is a convenient UPI that has already captured the fancy of many consumers. A digital financial tool, the astronomical growth of Paytm, like that of credit cards, leads to a vital question: credit card bill payment by Paytm.

Before explaining the procedure for paying a credit card bill using a Paytm wallet, users need to note a few details necessary to complete this transaction.
Essential details for credit card bill payment

Online bill payment of your credit card can only be completed with these details.
  • Credit card number.
  • CVV of the card.
  • Concerned card’s PIN details.
  • Name as printed on your card.
  • Your card’s expiry date.
Any user about to pay a credit card bill using Paytm wallet should also note that they must keep their registered phone number active. An OTP is sent to this number, which is necessary to complete this transaction.

Credit card bill payment procedure via Paytm wallet

The process to clear a credit card bill with a Paytm wallet is relatively easy and can be completed within a few minutes. Users can follow the steps explained below.
  • Visit your card issuer’s official website.
  • Log in to your profile using the card number, name, and password.
  • After gaining access to your account, select your bill payment option.
  • Go through the credit card statement once, and among the convenient options for paying credit card bills, select UPI.

Next, select Paytm as your UPI option for payment. You will then be directed to the Paytm wallet to complete the payment.
  • Alternatively, customers can also pay credit card bills using Paytm wallet directly through the app. While this method does not allow customers to check their billing statement, it helps withicker bill paypaymentsheck out the steps to pay your credit card bill via the wallet directly.
  • Access the Paytm app on your smartphone. If the app is not on your mobile phone, you will need to install it first to proceed.
Next, select the icon marked ‘credit card’.
  • Proceed by entering your credit card number, which should promptly display the name of your card issuer.
  • Next, enter the amount to be paid, followed by a confirmation to complete payment.

Also Read: Importance of Corporate Businessmen in the Growth of GDP


While Paytm can effectively help complete the bill payment, there are quite a few things a customer must know about credit card bill payment. These can effectively reduce the total amount to be paid.

Advantages of credit card bill payment using Paytm

Any user about to pay a credit card bill using Paytm wallet, by default, also enjoys the advantages mentioned below.
  • Convenience: Paytm allows customers to quickly clear their credit card bills from the comfort of their homes.
  • Fast bill clearance: The method is instantaneous, with requested funds immediately transferred to the credit card issuer.
  • Cash backs: Using a Paytm wallet for credit card bill payments can be especially helpful in earning cash back on such payments. It can effectively reduce the total amount of money spent on bill clearance.
Offered by reputed credit card issuers, the payment procedure is more convenient than other payment methods. Allowing customers to complete the whole procedure within minutes, cards such as the Bajaj Finserv RBL Bank SuperCard offered convenient payment of monthly bills via Paytm wallet. Not to mention, one can also conveniently apply for credit cards online with the concerned financial institution.


Individuals applying for credit cards online should check the different eligibility and document requirements beforehand. Arranging them beforehand streamlines the application procedure and helps with fast approval.