Sending money electronically is almost always a better way to do it than sending it through the mail. Now there may be a few occasions where sending it via check or money order in snail mail still has to be done. But Western Union is a service that overcomes many of the complications involved with electronic transfers, and people can send and receive money through it even if they don't have bank accounts. For those who may be away from home who need to do money transfer to Mexico, there are several ways you can do so through Western Union.
Send Cash To Mexico In Person At Your Local Western Union Agency
Western Union doesn't usually have standalone offices in local towns, but many supermarkets and drug stores offer the service at their customer service counters. Using the Western Union app or website, you can find a store that has a Western Union service near you and fill out the paperwork to send your money to Mexico with in-person assistance. Or, you could even use the app to get started with a transfer and then finish it at the agency. This is usually what people will do when they prefer to conduct transfers in cash instead of sharing their card or bank information online. You can also use additional features for your recipient if you fill out a paper form at your local Western Union agent.Use A Bank Withdrawal To Send Money
If you want to send money through the Western Union app or website without having to go to a local agent, an ACH withdrawal from your bank is an option. You'll need an active personal checking account to do this, and you'll need to know your bank's routing number. If you're sending this money to your recipient's bank account, you'll need this same information for them too. The fees for sending money this way can be cheaper than other payment methods, but sometimes funds can take a few days to transfer.Use A Bank Or Prepaid Debit Card To Send Money
It may be more convenient to send money to Mexico using your bank debit card or a prepaid one because usually, money transfers happen instantly doing it this way. You can send your funds as either a cash pickup or as a bank deposit for your recipient, although the latter option may still take one business day or longer to clear. Just be aware though that fees are usually much higher doing it this way depending on how much you want to send, and how your recipient will be receiving the funds.Using A Credit Card To Send Funds
A credit card can be another option for sending money to Mexico, but you may not want to do this. Most credit card companies will consider a Western Union transfer the same as an ATM withdrawal, which for you could mean very big cash advance fees accruing an APR of more than 100℅. If you do use a credit card for Western Union, you should contact your credit card provider first and make sure you're clear on what kind of fees will come with it, and how you're required to repay those fees.What does make Western Union handy is that their app can tell you immediately how your local currency will convert to Mexican pesos, and your recipient can receive it in that amount without needing to take the foreign currency to a bank for exchange. Western Union allows you to send your money from almost anywhere in the world to Mexico whether you're in the US, Canada, Africa, Japan or France. Just make sure you know your recipient and keep track of your receipts and important numbers just in case you need to cancel a transfer.
